It works out ok I have about 5 years left between the 2 and all 3 of my kids in state school daughter at Geneseo sons at community college and working living at home so not over extended50% of your take home pay goes to your mortgage? That seems high no?
i hear ya actually refinanced twice when bought then heloc And rebuilt house good tip never pay a architect find a draftsperson you’ll save thousands.
paying for a stamp is such a joke